Commercial Real Estate Loans

Select Commercial, a nationwide commercial real estate lender and broker, has excellent commercial real estate loan products and options available for owners and purchasers of commercial real estate and apartment buildings throughout the country. We specialize in financing apartment building loans, office building loans, retail center loans, industrial building loans and warehouse building loans, hotel loans, motel loans, and single tenant loans. If you are looking to purchase or refinance commercial real estate, please feel free to contact us today. We arrange commercial real estate lending for the following property types:

• Office Building Loans – these may be multi-tenant office and medical buildings or single use, owner occupied properties that house the owner’s business.  We prefer offices located in central business areas in good urban and suburban locations.
• Retail Building Loans – these may be shopping centers, retail strip centers, or individual stores, including single tenant NNN leased properties, such as drug stores and fast food stores.  We prefer properties with good occupancy rates and good historical performance.
• Industrial Property Loans – these may be warehouses, distribution centers, and/or manufacturing facilities.  Properties may be multi-tenant or owner occupied.
• Single/Special Use Loans – these loans may be offered on hotels/motels, gas stations, restaurants, and for other single use purposes.  Many of these properties are owner occupied by the owner’s business.  We consider these properties as Business Real Estate Loans.
• Apartment Building Loans – these properties may be garden apartments in suburban locations, high-rises in urban areas, small apartments, underlying cooperative loans, student housing near college campuses, manufactured housing communities and mobile home parks.
• Self Storage Loans – self storage is an industry where rooms, lockers, containers, and/or units are rented on a short term basis to individuals and businesses, usually on a month-month basis.
• 1031 Exchange Loan – 1031 Exchange is a technique used by real estate owners to defer capital gains taxes upon the sale of a commercial property as long as they purchase another qualifying commercial property within certain IRS delineated timelines.
• Mobile Home Park Loan – We are pleased to offer mobile home park loans for the purchase or refinance of mobile home park properties nationwide.
• Investment Property Loans – any income producing property not specifically discussed above will be considered.

Our professional staff is focused on providing our clients with the best commercial real estate financing options to meet the individual needs of each and every borrower.  We take the time to understand our clients, evaluate their investment objectives, and present commercial real estate loan options that meet their personalized needs.  We understand commercial real estate and are familiar with current market conditions.  This allows us to offer the advice that you, our borrower, can trust.

Our company has over 30 years of experience in the commercial real estate market and offers multiple capital sources for these commercial real estate loans, including: national banks, regional and local banks, insurance companies, Wall Street conduit lenders, credit unions, agency lenders (such as Fannie Mae and Freddie Mac), and private lenders. Whether you are purchasing or refinancing, we have the right solutions available. We will entertain loan requests of all sizes, beginning at $1,000,000. Click here to get started with a free loan quote.

Select Commercial has excellent products and options available for owners and purchasers of commercial real estate. We arrange financing nationwide for single tenant and multi-tenant properties, including: office, retail, industrial, warehouse, self-storage, healthcare, hospitality, mixed use and specialty use. Our company has multiple capital sources for these loans, including: national banks, regional and local banks, insurance companies, Wall Street conduit lenders, credit unions and private lenders. Whether you are purchasing or refinancing, we have the right solutions available. We will entertain loan requests of all sizes, beginning at $1,000,000.

We offer long term fixed rates at extremely competitive rates.   Our underwriting is very flexible and we are able to approve commercial real estate loans that many other lenders are unable to approve.  For example, we have specific programs for borrowers with less than perfect credit and those who might need a stated income loan. The bottom line is that we have a specific program for just about every situation. We’ve helped hundreds of customers with their loan requests.  Our personal attention and extensive array of commercial mortgage programs are the hallmark of our success.  We never charge an application fee and we offer written pre-approvals within 24 hours of receiving a completed application.

If you have contacted other commercial mortgage lenders and been disappointed by their lack of personal service, you’ve come to right place.  We believe in working on all of the details necessary to get your loan approved at the very best rates and terms available in the market.

Our diverse menu of commercial real estate loan options allows us to finance all types of commercial and investment properties nationwide.  We finance multi-tenant properties such as apartment buildings, retail shopping centers, office buildings and warehouse/industrial properties, as well as single tenant and special use properties such as credit lease properties, restaurants, gas stations and motels.  We lend on investor properties (those rented to others), as well as owner-occupied or owner-user properties which are owned and used for the owner’s business. 

The loan-to-value ratio on a typical apartment building loan will be between 75% - 80% and we offer fixed rates for up to 30 years.  The loan-to-value ratio on a typical commercial mortgage loan will be 70% - 75% with terms up to 25 years.  On owner occupied properties we will often lend up to 90% and in some cases (medical offices, for example) we will lend up to 100% of the value of the property.

There are many property types that are often hard to finance with your local bank.  These include very specialized single use properties such as theaters, bowling alleys and skating rinks.  We are actively and aggressively lending on these properties.  We strongly support local businesses and are anxious to help you grow your business.  For business owners, we will also consider working capital and accounts receivable financing.  Again, we are committed to small business owners!

Whether you are a large developer/property owner or an owner of just one property, we want to be your source for your commercial mortgage loan.  Over the past 30 years we have helped hundreds and hundreds of people purchase and refinance their commercial properties.  Some of our customers come back time and time again (and refer their friends) to take advantage of our superior service, great rates and knowledge of the market.  Borrowing can be confusing – let us show you how we can help.

If you are in need of commercial mortgage financing, we look forward to speaking with you to discuss your individual needs.  With over 30 years of experience, and countless satisfied customers, you can rest assured that we will be able to satisfy your needs. To discuss your needs, please call us today, toll free at 1-877-548-9454 or complete a confidential free loan request form by clicking this link.